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"Credit scores predict the probability of someone to fail to repay a loan in the not-too-distant future. How is that related to stealing I cannot fathom."

You're kidding, right? They're related through an implicit construct called "honesty".

Whether there really is such a single construct that applies both at home and at work, (if so) whether honesty reliably predicts both credit scores and stealing, and (if so) whether a credit score is a sufficiently good indicator of honesty and honesty of stealing that using a credit score to predict stealing is worthwhile... those are different questions.

But I think it's clear how the two are supposed to be related.


Morgan: see the last paragraph of the post.

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